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950 Spring Rd, Whitethorn, CA, 95589

1beds
2baths
1,168sqft
$360,000
$308price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Just minutes from the stunning shoreline of Black Sands Beach, this unique 1-bedroom, 2-bath home offers comfort, space, and coastal charm. With 1,168sf, the home features heated floors throughout, creating a warm and inviting atmosphere year-round. The main living space opens to a spacious deck, perfect for relaxing, entertaining, or enjoying the fresh ocean air. Downstairs you'll find additional storage rooms plus a versatile extra room that could easily be converted into a second bedroom, office, or hobby space, offering great flexibility for future use. Outside, the backyard includes planter boxes ready for gardening, along with plenty of room to expand or create your own outdoor paradise. Great for a full-time residence, vacation getaway, or a rural coastal retreat. The main living space opens to a spacious deck, perfect for relaxing, entertaining, or enjoying the fresh ocean air. Downstairs you'll find additional storage rooms plus a versatile extra room that could easily be converted into a second bedroom, office, or hobby space, offering great flexibility for future use. Outside, the backyard includes planter boxes ready for gardening, along with plenty of room to expand or create your own outdoor retreat. Whether you're looking for a full-time residence, vacation getaway, or coastal investment property, this home offers a great opportunity in a peaceful setting just moments from the beach.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

--
Osprey Learning CenterGrades 9-1214.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2

Features

  • Den/Office,Kitchen Island
  • Flooring: Hardwood,Tile

Heating

  • Heating features: Radiant,Wall Furnace

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: 109182016000
  • Zoning: No

Features

  • Levels: Multi-Level
  • Patio & porch: Deck
  • Fencing: Full
  • Has view: Yes
  • View description: Ocean,Trees/Woods
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 6,534 sqft
  • Features: Sloped
  • Lot size dimensions: Varies

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Tsunami
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$171$2,052
Property Taxes $357$4,284
Electricity $398$4,786
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 95589$243
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95589$208
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$410,000
2026-02-24Listing removed--
2026-02-14Listed for sale$396,000
2025-11-04Listing removed--
2025-08-06Listed for sale$390,000
2025-06-25Listing removed--
2025-02-25Listed for sale$390,000
2025-02-06Listing removed--
2024-10-22Listed for sale$390,000
2009-04-30Listing removed$450,000
2008-12-10Listed for sale$450,000
2005-03-03Sold$246,000
2003-02-28Sold$3,500

For Sale by Agent

AgentErica Herd
BrokerageTOP Properties

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