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90 Oak St, Miranda, CA, 95553

3beds
1.5baths
1,500sqft
$305,000
$203price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

Charming Miranda 3-bedroom, 1.5-bath cottage with a bonus family room, hardwood floors and tile counter tops. Located in town with a fully fenced yard, this home features a finished detached 2-car garage, fruit trees, and an irrigated garden. Enjoy the spacious deck and cement patio. Short distance to Avenue of the Giants, Market, post office, gas station, restaurants, and high school. A must-see!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1.5

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Fireplace: Yes

Heating

  • Heating features: Wood Stove,Other

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 212181015000

Features

  • Exterior features: Garden
  • Fencing: Full
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Flat
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$210$2,520
Property Taxes $291$3,492
Electricity $398$4,786
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 95553$238
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95553$323
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-14Listed for sale$305,000
2026-01-01Listing removed$305,000
2025-12-22Price change$305,000
2025-06-17Price change$325,000
2025-03-31Listed for sale$350,000
2024-09-07Listing removed$350,000
2024-04-14Listed for sale$375,000
2022-11-23Listing removed--
2022-10-25Price change$375,000
2022-09-16Listed for sale$395,000
2012-10-26Sold$230,000

For Sale by Agent

AgentMarcus Schaible
BrokerageEmerald Realty

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