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461 Alder Ave, Alderpoint, CA, 95511

--beds
0.5baths
3,000sqft
$289,000
$96price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Rare multi-family and commercial opportunity with strong income potential. This unique property features three rental units, including a general store with over 3,000 sq ft of retail space. The store offers a deli, café area, storage, large beverage coolers, built-in shelving, and two loading docks for efficient operations. Attached is a 1,500 sq ft 2-bed, 2-bath apartment. A separate 900 sq ft 2-bed, 1-bath home sits on its own parcel. An additional unfinished building offers potential for a third rental unit. Spanning over an acre across four legal parcels, zoned community recreation, with gas and propane services in place. Use potential income, a DSCR loan to purchase or Owner will finance.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
--
Casterlin HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bathrooms: 0.5
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 216255004000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wire
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 1.10 Acres
  • Features: Corner Lot,Flat,Open Lot
  • Lot size dimensions: Multi

Parking

  • Parking features: 11 - 20 Spaces,On Site,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$605$7,260
Property Taxes $316$3,792
Electricity $643$7,719
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 95511$66
Humboldt County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 95511$74
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$289,000
2013-11-12Sold$88,500

For Sale by Agent

AgentMarcus Schaible
BrokerageEmerald Realty

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