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1781 Campton Rd, Eureka, CA, 95503

4beds
2.5baths
2,777sqft
$799,000
$288price/sqft
$5,674/moest. monthly cost
$226,960/yrincome needed

About This Home

Welcome to this exceptional custom home situated on just under a half-acre of level land in the highly desirable sunny Cutten area. Offering 4 bedrooms and 2.5 bathrooms, this beautifully designed home combines spacious living with thoughtful custom features throughout while sitting behind its own private gate. The well-appointed kitchen is the heart of the home, featuring granite countertops, a large center island, and stainless steel appliances--perfect for entertaining or everyday living. The spacious primary suite boasts a truly one-of-a-kind custom walk-in closet, providing abundant storage and organization. Vaulted ceilings enhance the bright and inviting living room, while the separate family room offers a cozy retreat complete with a wood stove. An attached two-car garage is complemented by a large utility room. Adding incredible versatility and value is a beautifully finished detached ADU of over 700 square feet, offering 2 bedrooms, 1 bathroom, and its own inviting living space. Whether used for extended family, guests, or rental income, this impressive accessory dwelling is a standout feature. Great Cutten home ready for a new owner!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Cutten Elementary SchoolGrades 3-60.6 mi
--

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Cooktop
  • Laundry features: Sink,Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2.5

Features

  • Cathedral/Vault,Granite Counters,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Natural Gas,Wood Stove

Interior Area

  • Total structure area: 2,777
  • Total interior livable area: 2,777 sqft

Property

Details

  • Parcel number: 300131040000

Features

  • Patio & porch: Patio,Porch
  • Fencing: Full

Lot

  • Lot size: 0.48 Acres
  • Features: Flat
  • Lot size dimensions: .

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$278$3,336
Property Taxes $761$9,132
Electricity $595$7,145
Total$5,674$68,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,537/yr
40% on housing$170,220/yr
45% on housing$151,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 95503$226
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95503$293
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$799,000
2026-07-30Listed for sale$799,000
2015-10-16Sold$400,000
2014-10-23Listing removed$439,000
2014-10-08Listed for sale$439,000
2014-06-20Sold$423,000

For Sale by Agent

AgentJoe Matteoli
BrokerageColdwell Banker Cutten Realty

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