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874 Stapp Rd, McKinleyville, CA, 95519

4beds
1.5baths
1,425sqft
$475,000
$333price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Welcome to 874 Stapp Road in McKinleyville! This 4-bedroom, 1.5-bath home offers a spacious floor plan full of character and endless potential. The inviting living room features beautiful exposed wood beam ceilings and a cozy pellet stove, creating a warm gathering space. Enjoy the enclosed porch for year-round relaxation, while the functional layout provides plenty of room for family, guests, or a home office. Situated in a desirable coastal neighborhood just minutes from the beaches, Hammond Trail, schools, and everyday conveniences, this property combines comfort with an unbeatable location. Whether you're looking to personalize your forever home or invest in a property with great potential, 874 Stapp Road is ready for your vision. Don't miss this opportunity to make it your own.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Morris Elementary SchoolGrades 3-51.4 mi
4/10
7/10
McKinleyville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Membrane

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas
  • Laundry features: Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1.5

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Property

Details

  • Parcel number: 508281028000
  • Zoning: No

Features

  • Exterior features: Garden
  • Fencing: Full
  • Has view: Yes
  • View description: Ocean,Pasture,Mountain(s)
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.30 Acres
  • Features: Flat
  • Lot size dimensions: 12,981sf

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$138$1,656
Property Taxes $529$6,348
Electricity $398$4,786
Total$3,466$41,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 95519$501
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95519$317
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$449,000
2026-07-11Listed for sale$475,000

For Sale by Agent

AgentBeth Simon
BrokerageRE/MAX Humboldt Realty

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