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4373 Central Ave, McKinleyville, CA, 95519

3beds
2baths
1,870sqft
$1,699,000
$909price/sqft
$11,095/moest. monthly cost
$443,800/yrincome needed

About This Home

NEW PRICE ~Investment opportunity for the savvy investor. Active County and State licensed cannabis opportunity conveniently located near the airport in McKinleyville. The elusive 1600 AMPS of PUBLIC POWER has arrived!! Water is provided by McKinleyville Community Service District. Large commercial greenhouse approved for 10,000 sq ft of INDOOR cannabis cultivation. Currently operating under a minor modification at (hard to find) 6,660 sq ft of WHOLESALE NURSERY & the 3,552 sq ft remains indoor cultivation. Conveniently located on a main street in town with over 5 parklike acres, behind your own locked gate. Property comes with the bonus of a clean 3 bedroom, 2 bath home currently being used as a popular rental.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
7/10
McKinleyville High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Cooktop
  • Laundry features: Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Tile Counters,Pantry,Other
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,870 sqft

Property

Details

  • Parcel number: 511321031000

Features

  • Patio & porch: Deck
  • Exterior features: Garden
  • Fencing: Partial
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5.87 Acres
  • Features: Flat,Greenbelt
  • Lot size dimensions: irreg (appro x 255,697 sq ft)

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$496$5,952
Property Taxes $1,608$19,296
Electricity $400$4,811
Total$11,095$133,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,400/yr
40% on housing$332,850/yr
45% on housing$295,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 95519$428
Humboldt County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95519$317
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Price change$1,699,000
2024-07-31Listed for sale$1,900,000
2021-04-16Sold$1,323,000
2017-05-02Sold$1,800,000
2008-05-30Sold$430,000

For Sale by Agent

AgentSandra 'Sandi' DeLuca
BrokerageColdwell Banker Sellers Realty

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