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2622 Avenue M 1/2, Galveston, TX, 77550

1beds
1baths
418sqft
$295,000
$706price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

Charming 1-bedroom retreat located in Galveston, offering flexible sleeping arrangements and relaxed coastal living. The loft comfortably sleeps 2, while a convertible dining nook easily transforms into an additional bed for extra guests. A private downstairs living space opens to a unique outdoor oasis featuring a heated cowboy pool, perfect for year-round enjoyment. Relax in the swinging lounge bed for a cozy, playful escape after a day in the sun. Ideally situated in a central Galveston location close to all major attractions, dining, and entertainment, and just 1/2 mile from the beach. This thoughtfully designed space comes fully furnished and Airbnb-ready, making it a turnkey opportunity for personal use or immediate short-term rental income

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 7-121.8 mi
5/10
Ball High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab on Builders Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Other

  • Builder name: Delaneys Restoration

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Disposal,Refrigerator,Washer,Oven,Microwave,Gas Range
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Vaulted Ceiling,Primary Bed - 1st Floor
  • Door features: Insulated Doors
  • Window features: Storm Window(s),Window Coverings
  • Flooring: Stone

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 418
  • Total interior livable area: 418 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pots/Pans Drawers,Soft Closing Cabinets,Soft Closing Drawers

Master Bathroom

  • Features: Primary Bath: Separate Shower,Primary Bath: Shower Only

Property

Details

  • Parcel number: 351000160013007

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1,411 sqft
  • Features: Back Yard,Other,0 Up To 1/4 Acre
  • Lot size dimensions: 29 x 53

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$104$1,248
Property Taxes $408$4,896
Electricity $238$2,859
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$706This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$295,000
2024-10-25Listing removed$89,000
2024-10-25Pending sale$89,000
2024-04-17Listed for sale$89,000
2024-04-03Listing removed--
2023-12-27Price change$89,000
2023-10-30Listed for sale$99,000

New Construction

AgentJennifer Delaney
BrokerageCompass RE Texas, LLC - Houston

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