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145 Jewel Dr, Crystal Beach, TX, 77650

1beds
2baths
600sqft
$269,000
$448price/sqft
$1,954/moest. monthly cost
$78,160/yrincome needed

About This Home

Tucked on the beach side of Hwy 87 in a quiet cul-de-sac just off a beach access road, this coastal retreat stands out for luxury and construction quality. Soaring 15’ ceilings, custom cabinetry, curated furnishings, and upscale finishes create an open, refined feel. Enjoy sunrise water views from the deck and an easy 5 minute walk to the beach. This home is designed for versatility and entertaining: Features include an under-deck Tiki bar, outdoor shower, fenced yard, double-wide gated concrete drive, golf cart garage, TWO RV hookups, Tesla EV charging port, TWO electrical meters and so much more. Lovingly maintained and close to peninsula shopping (Big Store, etc), dining, and recreation—yet privately tucked away. A rare opportunity for a primary residence, getaway, or turnkey fully furnished investment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1211.6 mi
--
Austin Middle SchoolGrades 5-610.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Spray Foam Insulation,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Washer,Electric Oven,Freestanding Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Window features: Storm Window(s),Shutters
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 546700000127000

Features

  • Stories: 1
  • Patio & porch: Patio/Deck,Porch
  • Exterior features: Back Green Space,Balcony,Side Yard
  • Fencing: Back Yard,Cross Fenced,Full
  • Has view: Yes
  • View description: Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • Waterfront features: Beach Access

Lot

  • Lot size: 4,177 sqft
  • Features: Back Yard,Cleared,Cul-De-Sac,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Detached,Additional Parking,Boat,Double-Wide Driveway,Driveway Gate,Electric Vehicle Charging Station(s),Extra Driveway,Golf Cart Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$66$792
Property Taxes $290$3,480
Electricity $238$2,859
Total$1,954$23,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,994/yr
40% on housing$58,620/yr
45% on housing$52,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$223
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$269,000
2026-01-29Listed for sale$274,900
2025-09-24Listing removed$330,000
2025-07-24Listed for sale$330,000
2022-06-27Sold--
2022-05-23Pending sale$319,000
2022-03-27Listed for sale$319,000
2021-11-01Listing removed--
2021-10-01Pending sale$223,500
2021-09-17Listed for sale$223,500
2018-11-05Listing removed$49,950
2018-10-29Price change$49,950
2018-10-11Listed for sale$55,000

For Sale by Agent

AgentFrancesca Conway
BrokerageColdwell Banker Realty - Greater Northwest

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