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631 W Pine St, Bishop, CA, 93514

2beds
2baths
1,232sqft
$610,000
$495price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

Charming 2 bedroom, 1.25 bath in a desirable downtown location! This property features a detached garage equipped with full attic storage. Spacious and well-maintained fenced yard that is perfect for relaxing or entertaining. Walking distance access to downtown amenities!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

4/10
6/10
6/10
Bishop Union High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Range / Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Stove,Wall,Gas,Wood / Pellet
  • Cooling features: Evaporative

Interior Area

  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 0107309

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather
Wildfire

FEMA Declared Disasters in Inyo County and California

Earthquake
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$208$2,496
Property Taxes $604$7,248
Electricity $398$4,786
Total$4,294$51,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 93514$282
Inyo County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 93514
Inyo County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$595,000
2026-07-07Listed for sale$610,000
2014-09-30Sold$370,000
2007-05-04Sold$400,000

For Sale by Owner

AgentProperty Owner

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