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2440 Spruce St, Bakersfield, CA, 93301

2beds
2baths
2,039sqft
$450,000
$221price/sqft
$3,418/moest. monthly cost
$136,720/yrincome needed

About This Home

Beautifully home centrally located with a 2-bedroom plan with option for 3rd bedroom + Office, 1.75-bath, a shop, a 2-car garage, offering comfort, style, and custom upgrades. The thoughtfully designed floor plan features a spacious living room, formal dining area, great room open to the kitchen, and a bonus room with custom built in cabinetry and sink area. The stunning kitchen boasts custom cabinetry, an oversized island with breakfast bar seating, stainless steel appliances, a custom wood vent hood, stone backsplash, and hardwood flooring. The home also offers generously sized bedrooms, upgraded bathrooms, custom doors, an indoor laundry room, and a third bedroom currently used as an office. Step outside to a beautifully landscaped backyard with mature landscaping, covered patio and convenient access to a shop/storage room.

Getting Around

59
WalkingSomewhat Walkable
40
TransitSome Transit
62
BikeBikeable

Schools

4/10
2/10
Emerson Middle SchoolGrades 6-82.0 mi
5/10
Bakersfield High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,039
  • Total interior livable area: 2,039 sqft

Property

Details

  • Parcel number: 00116113
  • Zoning: R1
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$165$1,980
Property Taxes $541$6,492
Electricity $437$5,246
Total$3,418$41,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,188/yr
40% on housing$102,540/yr
45% on housing$91,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 93301$164
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93301$256
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$450,000
2026-07-10Listed for sale$450,000

For Sale by Agent

AgentJonathan Joseph Busby
BrokerageTeam Busby Real Estate - Cal C

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