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406 K St, Bakersfield, CA, 93304

4beds
2baths
1,210sqft
$270,000
$223price/sqft
$2,222/moest. monthly cost
$88,880/yrincome needed

About This Home

Welcome to 406 K Street an inviting home with comfortable living space, cozy bedrooms, and a functional kitchen ready for your personal touch. The spaciousyard offers room to relax, entertain, or garden. Located just minutes from downtown shops, dining, and entertainment, with easy access to major routes. Perfect for first-time buyers or investors seeking value and convenience.

Getting Around

82
WalkingVery Walkable
40
TransitSome Transit
54
BikeBikeable

Schools

4/10
2/10
Emerson Middle SchoolGrades 6-80.3 mi
5/10
Bakersfield High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Property

Details

  • Parcel number: 00931203
  • Zoning: R3
  • Zoning description: R3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$104$1,248
Property Taxes $355$4,260
Electricity $398$4,786
Total$2,222$26,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,182/yr
40% on housing$66,660/yr
45% on housing$59,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 93304$168
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93304$232
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$270,000
2026-01-26Price change$285,000
2025-12-03Price change$295,000
2025-11-05Listed for sale$310,000
2017-12-29Sold$140,000
2017-10-23Listed for sale$140,000
2010-04-01Sold$75,000
2009-06-17Sold$85,000
2005-02-23Sold$65,000
1999-07-21Sold$16,000
1998-02-05Sold$9,500

For Sale by Agent

AgentAlfonso Jr Valero
BrokerageRyan Dobbs Realty

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