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4914 Indian Valley Rd, Birmingham, AL, 35244

2beds
3baths
2,600sqft
$325,000
$125price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Charming 2 Bedroom 2.5 Bathroom home in Indian Valley, zoned for Oak Mountain Schools! Set on almost a half-acre, this home has been thoughtfully updated over the past two years, including new flooring, new quartz counter, new appliances, new cabinet fronts with hardware, and recessed ceiling lighting. A brand-new deck spans off the dining room, overlooking a private, fenced, wooded backyard where deer and wildlife are a regular sight. The main level features an oversized primary suite with a spacious bath. Downstairs offers a finished den, full bath, laundry, one-car garage, and attached carport. This unique floor-plan offers flexibility and fresh updates throughout. All it needs is you! Schedule your showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

10/10
6/10
Oak Mt Middle SchoolGrades 6-82.9 mi
9/10
Oak Mt High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Basement
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Self Cleaning Oven,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Laundry Room,Yes

Basement

  • Area: 1475

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Daylight,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Recessed Lighting,Crown Molding,Smooth Ceilings,Separate Shower,Sitting Area in Master
  • Flooring: Hardwood,Tile
  • Attic: Other,Yes
  • Finished area below ground: 1,125
  • Finished area above ground: 1,475

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 105160002036.000
  • Special condition: N/A

Features

  • Levels: One,Split Foyer
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered (DECK),Open (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.45 Acres
  • Features: Many Trees,Interior Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$155$1,860
Property Taxes $113$1,356
Electricity $290$3,491
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$186
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$325,000
2024-05-06Sold$265,000
2024-04-06Contingent$265,000
2024-04-05Listed for sale$265,000
2007-08-17Sold$242,500

For Sale by Agent

AgentFrank Wildman
BrokerageARC Realty Vestavia

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