314 Monterey St, Bakersfield, CA, 93305
About This Home
Seller financing optional. Welcome to 314 Monterey St in NE Bakersfield, a beautifully upgraded property featuring a front home (1350 sf) plus a fully equipped studio ADU (515 sf), perfect for multi-generational living or rental income. The front unit offers 2 bedrooms, 1 bathroom, indoor utility, and a spacious living room, while the rear studio ADU features its own living area, bedroom, kitchenette, bathroom, and private indoor utility for washer and dryer. Both units have been fully remodeled with modern finishes, black fixtures, and white dolomite countertops throughout. Each unit has separate access and dedicated parking, providing excellent privacy and flexibility. The property is connected to one electrical meter with a brand-new solar system designed to offset 100% of the electrical usage, making it extremely beneficial for dual occupancy and long-term savings. Investor: Pro Forma Rents are approx $1750 front unit and $1000 back unit.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 01406017
- Zoning: R3
- Zoning description: R3
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: Open,RV Access/Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Kern County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $546 | $6,552 |
| Electricity | $398 | $4,786 |
| Total | $2,640 | $31,680 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $345,000 |
| 2026-05-04 | Price change | $349,900 |
| 2026-04-19 | Price change | $360,000 |
| 2026-04-09 | Price change | $368,900 |
| 2026-03-27 | Price change | $369,000 |
| 2026-03-13 | Listed for sale | $379,900 |
| 2025-11-20 | Sold | $230,000 |
| 2025-11-08 | Pending sale | $259,000 |
| 2025-08-27 | Price change | $259,000 |
| 2025-08-12 | Listed for sale | $289,000 |
| 2017-05-15 | Sold | $86,500 |
| 2017-04-17 | Price change | $89,499 |
| 2017-04-13 | Price change | $89,500 |
| 2017-04-06 | Price change | $90,000 |
| 2017-04-03 | Price change | $90,500 |
| 2017-03-28 | Price change | $91,000 |
| 2017-03-23 | Price change | $91,500 |
| 2017-03-20 | Price change | $92,000 |
| 2017-03-15 | Price change | $92,500 |
| 2017-03-10 | Price change | $93,000 |
| 2017-03-06 | Price change | $93,500 |
| 2017-02-28 | Price change | $95,500 |
| 2017-02-24 | Price change | $98,500 |
| 2017-02-20 | Price change | $98,900 |
| 2017-02-16 | Listed for sale | $99,000 |
| 2012-10-15 | Sold | $49,000 |
| 2011-11-16 | Sold | $25,500 |
| 2011-06-28 | Sold | $38,250 |
| 2003-03-28 | Sold | $62,000 |
| 2002-10-18 | Sold | $56,000 |
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