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204 Cowbelle Blvd, Kernville, CA, 93238

2beds
1baths
1,038sqft
$305,000
$294price/sqft
$2,363/moest. monthly cost
$94,520/yrincome needed

About This Home

Log cabin dreams do come true! Homes rarely hit the market here, and a log home? Even rarer. This amazing all-electric beauty delivers the rural lifestyle buyers crave, starting with a peaceful deck where you can relax to the sound of a natural rock water feature. Step into your backyard and you're instantly connected to Forest Service land, with a short stroll to Cannel Creek. Mornings are quiet, views are pure mountain magic, nature is one of your neighbors, and you get to enjoy all four seasons the way they were meant to be enjoyed. Ownership includes a share in the private water company (great rates!) plus access to Bubbles Beach on the Kern River-and yes, there's an outdoor shower waiting for you after a day on the river. Even better? With the right offer, most furnishings stay, making this an easy move-in or turnkey getaway. And if you need a second bathroom there is plenty of room in the large main bedroom to add one later. Riverkern. Log home. Creek, River, Forest Service Land, and Community. Miss this one and you'll be waiting a long time for another.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10
Kern Valley High SchoolGrades 9-1212.5 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range- Electric,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Furniture
  • Window features: Skylight(s)
  • Flooring: Linoleum,Carpet
  • Fireplace features: Wood Burning Stove

Heating & Cooling

  • Heating features: Baseboard,Wood Burning Stove
  • Cooling features: Evaporative

Interior Area

  • Total structure area: 1,038
  • Total interior livable area: 1,038 sqft

Property

Details

  • Parcel number: 05404416
  • Zoning description: R-1

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,405 sqft
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$109$1,308
Property Taxes $314$3,768
Electricity $398$4,786
Total$2,363$28,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,017/yr
40% on housing$70,890/yr
45% on housing$63,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 93238$181
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93238$202
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$313,000
2026-02-24Price change$314,000
2026-02-09Listed for sale$329,000
2004-06-04Sold$150,000
2001-10-17Sold$92,500
1996-07-02Sold$83,000

For Sale by Agent

AgentMichael D'Angelo
BrokerageRita D'Angelo Real Estate

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