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118 Pine Dr, Kernville, CA, 93238

2beds
2baths
1,578sqft
$379,000
$240price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

MOUNTAIN VIEWS, CLOSE TO KERN RIVER, OUTDOOR DECK AREA! Located in the charming mountain community of Kernville, known for some of the best whitewater rafting in the country, this spacious 2 bedroom, 2 bathroom home offers mountain living with endless potential. Built in 1980, the home features approximately 1,578 sq. ft. with a formal living room, cozy wood-burning fireplace, and an additional sitting area near the kitchen and dining space. Enjoy beautiful mountain views from the large wooden deck, perfect for relaxing or entertaining. The spacious primary bedroom includes a private deck and generously sized closet, while the guest bedroom also offers ample space and storage. Additional features include indoor laundry, two attached garages, and an approximately 1,200 sq. ft. walk-out basement with endless possibilities for storage, workshop space, hobbies, or future expansion. A great opportunity to own a mountain retreat, full-time residence, or investment property in the heart of Kernville.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10
Kern Valley High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab on Grade
  • Roof: Composition,Shingle
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range- Electric,Electric Water Heater,Dishwasher,Disposal,Oven/Range,Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace
  • Flooring: Flooring- Vinyl Plank
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air-Elec.
  • Cooling features: Evaporative

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Property

Details

  • Parcel number: 05419111
  • Zoning description: R-1

Features

  • Pool features: No-Pool
  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$135$1,620
Property Taxes $383$4,596
Electricity $398$4,786
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 93238$179
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93238$202
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$379,000
2018-02-16Sold$255,000
2018-02-06Pending sale$261,000
2018-02-06Listed for sale$261,000
2005-07-11Sold$175,000

For Sale by Agent

AgentCheyanne Click
BrokerageClick Realty

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