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3423 Monterey St, Bakersfield, CA, 93306

2beds
1baths
870sqft
$200,000
$230price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

Single Family Residence with High Rental Potential in Vibrant Neighborhood! Overview: Discover this beautiful Diamond in need of some TLC, easily located, shopping centers, parks, and public transport options.. This property is perfect for seasoned investors Property Features: Type: SFR Bedrooms: 2 Bathrooms: 1 Square Footage: 870 sq ftLot Size: 6,534 sq ft Year Built: 1950 Additional Benefits: Ample parking space available.Large backyard perfect for tenant enjoyment or future development. Take Action: Don’t miss out on this incredible investment opportunity! Contact us for more details.

Getting Around

66
WalkingSomewhat Walkable
32
TransitSome Transit
50
BikeBikeable

Schools

2/10
5/10
Foothill High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: None

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 870 sqft

Property

Details

  • Parcel number: 13503408004
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,562 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Earthquake

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$70$840
Property Taxes $350$4,200
Electricity $398$4,786
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 93306$196
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93306$221
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$215,000
2026-02-26Listed for sale$235,000
2026-02-20Pending sale$235,000
2026-02-01Listed for sale$235,000
2025-11-09Listing removed$299,999
2025-06-23Listed for sale$299,999
2003-04-04Sold$60,000

For Sale by Agent

AgentNathalie Diaz
BrokerageCircle Real Estate

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