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2819 Monterey St, Bakersfield, CA, 93306

6beds
4baths
2,054sqft
$420,000
$204price/sqft
$3,576/moest. monthly cost
$143,040/yrincome needed

About This Home

First time home buyer, opportunity knocks. Absolutely great investment property, live in one and rent the other. Each unit is a 3 Bedrooms and 2 Bathrooms. The Tax assessors shows each unit as a 2 bedroom 1 bath. My seller purchased the property in 2014 as 3 bedroom 2 bath each unit. The front unit was updated in 2024 due to a fire, not caused by tenants but due to an adjacent property. Front unit has a nice size front yard, the rear unit has a side yard. There is a oversized 2 car carport, long driveway and street parking.

Getting Around

69
WalkingSomewhat Walkable
37
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

2/10
3/10
Sierra Middle SchoolGrades 6-80.3 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Range,Water Heater
  • Laundry features: In Carport

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 6

Features

  • Breakfast Bar,Ceiling Fan(s),Dry Bar,Laminate Counters,Bar,All Bedrooms Down
  • Window features: Blinds
  • Flooring: Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,054 sqft

Kitchen

  • Features: Laminate Counters,Kitchenette,Quartz Counters,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 13708025004
  • Zoning: R-2
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete,Patio
  • Spa features: None
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,156 sqft
  • Features: Front Yard,Irregular Lot,Lawn,Yard

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Asphalt,Covered,Carport,Driveway
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Earthquake

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$149$1,788
Property Taxes $864$10,368
Electricity $440$5,285
Total$3,576$42,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,605/yr
40% on housing$107,280/yr
45% on housing$95,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 93306$195
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93306$221
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$420,000
2014-07-21Sold$127,500

For Sale by Agent

AgentMichele Woods
BrokerageRE/MAX One

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