10645 Humboldt Ave S, Bloomington, MN, 55431
About This Home
Incredible opportunity in a prime Bloomington location! This charming home features a highly sought-after layout with three bedrooms on one level, offering the perfect blend of convenience and everyday comfort. The lower level is packed with potential, boasting cozy in-floor heating and an open, unfinished walkout basement that provides a blank canvas for future room expansion and instant equity. Step outside to your private outdoor oasis—the sprawling, nearly 1/2-acre lot features a beautifully landscaped backyard with vibrant flower beds, a massive 16x22 storage shed for all your gear, and a fantastic deck overlooking the yard built for summer entertaining. Outdoor enthusiasts will love the unbeatable location, situated just two blocks from the Nine Mile Creek Trail and one mile from the Minnesota River Trail and boat ramp. Enjoy the perfect balance of nature and city convenience with close proximity to excellent local schools, neighborhood parks, and a quick drive to the Mall of America, dining, shopping, and major highways for an easy commute. Don't miss your chance to secure a home with amazing upside in a phenomenal neighborhood!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom2
- Level: Main
- Area: 125
- Dimensions: 10x12.5
Bedroom3
- Level: Main
- Area: 97.75
- Dimensions: 8.5x11.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 80.5
- Dimensions: 7x11.5
Features
- Finished area below ground: 61
- Finished area above ground: 1,098
Foyer
- Level: Main
- Area: 169
- Dimensions: 26x6.5
Heating & Cooling
- Heating features: Boiler
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,805
- Total interior livable area: 1,159 sqft
Kitchen
- Level: Main
- Area: 118.75
- Dimensions: 9.5x12.5
Living Room
- Level: Main
- Area: 166.75
- Dimensions: 11.5x14.5
Office
- Level: Main
- Area: 59.5
- Dimensions: 8.5x7
Utility Room
- Level: Lower
- Area: 96
- Dimensions: 8x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2102724420007
- Zoning description: Residential-Single Family
- Foundation area: 1098
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.46 Acres
- Lot size dimensions: 100 x 200
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $401 | $4,812 |
| Electricity | $170 | $2,050 |
| Total | $2,747 | $32,964 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $375,000 |
| 2026-07-10 | Listed for sale | $385,000 |
| 1999-09-20 | Sold | $112,000 |
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