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1207 W 20th St, Vancouver, WA, 98660

5beds
5baths
2,348sqft
$975,000
$415price/sqft
$6,083/moest. monthly cost
$243,320/yrincome needed

About This Home

$6,200+/month in proven rental income, and there's room to grow. This 2022 new construction home with a fully furnished ADU in Vancouver's sought-after Hough neighborhood features two turn-key units with completely private, separate entrances, separate utility meters, and smart locks: a 3 bed/2.5 bath side with attached garage and EV charger, and a spacious 2 bed/1.5 bath in-law suite.Perfect for an investor, multi-generational household, or house-hacker looking to live in one side and let the other cover the mortgage. Firewall separation allows flexible usage while still qualifying for conventional financing — this is not a duplex. There's serious upside too as the primary suite has never been rented as part of the mid-term rental income. Fully opened or converted to short-term rental, income potential increases significantly.Walking distance to the Vancouver Waterfront, Uptown Village, and I-5. Portland 20 minutes south — no Washington state income tax.Schedule a private showing to see the income potential in person. Rental documentation available to qualified buyers upon request.Listing agent is the owner/seller.

Getting Around

62
WalkingSomewhat Walkable
50
TransitGood Transit
89
BikeVery Bikeable

Schools

3/10
Hough Elementary SchoolGrades K-50.4 mi
2/10
Discovery Middle SchoolGrades 6-81.5 mi
2/10
Hudson's Bay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Other,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: NW Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Tank Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Mini Split
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,348
  • Total interior livable area: 2,348 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Garage On Main,Accessibility

Details

  • Parcel number: 060195000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio,Deck,Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 3,484 sqft
  • Features: Cul-De-Sac,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$224$2,688
Property Taxes $769$9,228
Electricity $160$1,927
Total$6,083$72,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,560/yr
40% on housing$182,490/yr
45% on housing$162,213/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 98660$237
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98660$332
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$965,000
2026-07-08Listed for sale$975,000
2022-12-12Sold$800,000
2022-11-08Pending sale$824,995
2022-11-01Price change$824,995
2022-10-20Price change$839,000
2022-10-07Price change$849,000
2022-09-23Listed for sale$874,900
2022-05-02Sold$230,000
2020-02-04Sold$100,000
2020-01-30Pending sale$100,000
2020-01-30Listed for sale$100,000

For Sale by Agent

AgentBrian Djavaherian
BrokeragePellego Partners LLC

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