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2009 Bernina Dr, Pine Mountain Club, CA, 93222

1beds
1baths
480sqft
$249,000
$519price/sqft
$2,192/moest. monthly cost
$87,680/yrincome needed

About This Home

Very Nice Cabin that has been fully remodeled . The cabin on the inside was fully stripped down from the walls and floors, replacing all new insulation then plywood was put up on the inside and after that new drywall. The floors were replaced with new plywood and luxury vinyl flooring. The kitchen was replaced with all new stainless steel appliances and shaker cabinets with new sink and pipes, and quartz counter tops along with brand new backsplash, The bathroom has a new vanity along with lighted mirror and newer title was put in about 7 years ago with a new bathtub. The tub and tile were not done by a contractor, but instead the owner. There is new lighting installed throughout the cabin that was put in by a licensed contractor. The ceiling was sanded down and stained. There was a brand new central heating system put in that includes brand new air ducts and a separate mini split system which is a dedicated air conditioning for the unit. The windows were replaced with dual pain windows and sliders and energy efficient. Underneath the cabin, brand new insulation in the floor along with plywood retrofit. Brand new front door installed with brand new paint job inside and out of the cabin. The decks were repaired and new wood was put on top and on the rails. This is the only work that was not done by a contractor. The main water line going into the house was replaced from the street to the house with copper. All new plumbing was put inside the house in both the kitchen and bathroom. There was a brand new laundry unit put in with brand new pipes. Brand new roof was put on the house 1 year ago The whole house was painted by a licensed professional painter. Brand new propane gas set up, with brand new pipes in the ground done by a licensed contractor. All of this work was done by a licensed contractor except for the repair of the deck. There were permits pulled by a licensed contractor for all of the work except for the tile in the bathroom and tub as well as the repair of the deck. Everything else was done with permits to the owners understanding and knowledge. This cabin sits on a flat lot with cabins on both sides of it, but it also has a view of the open space behind it in the mountains where no one can build behind the cabin. Please see pictures.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Loft,Utility Room
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 31638306002
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: front and back
  • Pool features: Association
  • Has view: Yes
  • View description: Canyon,Mountain(s)

Lot

  • Lot size: 0.28 Acres
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide
Drought
Winter Weather

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$154$1,848
Property Taxes $381$4,572
Electricity $398$4,786
Total$2,192$26,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,154/yr
40% on housing$65,760/yr
45% on housing$58,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 93222$196
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93222$302
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$249,000

For Sale by Agent

AgentJohn Van Dyke
BrokerageJohn Van Dyke

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