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1528 Bernina Dr, Pine Mountain Club, CA, 93222

2beds
2baths
1,584sqft
$399,900
$252price/sqft
$3,058/moest. monthly cost
$122,320/yrincome needed

About This Home

Welcome to 1528 Bernina Dr! A gem nestled in the beautiful Los Padres National Forest, this charming two-bedroom, two-bathroom home offers the perfect blend of peaceful mountain living and everyday convenience, with Bakersfield just 45 minutes to the north and Los Angeles 45 minutes to the south. Tucked towards the back of the lot, the home enjoys a level, spacious front yard and driveway. Step inside into a bright and inviting great room, where a wall of large windows and skylights fill the space with ample natural light. A floor-to-ceiling brick fireplace creates a warm focal point, perfect for cozy evenings year-round. The kitchen and living areas open onto a large deck, offering abundant forest and mountain views. Practical features abound, including a two-car garage equipped with an electric dumbwaiter, making it effortless to bring groceries and packages directly up to the kitchen. A newer roof provides added piece of mind. Pine Mountain Club provides a resort-like lifestyle with its range of amenities: a clubhouse, lounge, 9-hole golf course, seasonal Olympic-sized pool, kids' rec room, tennis and pickleball courts, equestrian center, trails for hiking and biking, parks, campsites, and courts for volleyball and basketball. The community also features a baseball diamond, catch-and-release fishing, a local fire department with on-site paramedics and helipad, road maintenance and snow removal, 24-hour patrol, and a vibrant village center with grocery stores, shops, boutiques, and restaurants. Winter snow activities make it an ideal year-round retreat. Come experience mountain living at its finest!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Range,Refrigerator
  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Dumbwaiter,Living Room Deck Attached,Open Floorplan,All Bedrooms Down
  • Window features: Skylight(s)
  • Flooring: Carpet
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 3165210300
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Association
  • Patio & porch: Wood
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 10,000 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 6
  • Parking features: Driveway Level,Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide
Drought
Winter Weather

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$248$2,976
Property Taxes $390$4,680
Electricity $398$4,786
Total$3,058$36,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,845/yr
40% on housing$91,740/yr
45% on housing$81,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 93222$194
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93222$302
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$399,900
2008-11-17Sold$251,000
2008-08-23Listed for sale$282,500
1999-06-25Sold$152,000

For Sale by Agent

AgentLizette Templeton
BrokerageJennings Realty

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