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5302 Rustic Canyon St, Bakersfield, CA, 93306

5beds
5baths
4,531sqft
$999,000
$220price/sqft
$7,446/moest. monthly cost
$297,840/yrincome needed

About This Home

Seller open to help with closing costs! This exquisite estate was custom designed for those who appreciate the beautiful rolling hills, summer breezes and mountain views of Northeast Bakersfield. PAID Solar! Located in small secluded cul-de-sac neighborhood of only custom built homes at the east end of Panorama Drive. Wrap around rear yard and covered patio perfect for entertaining, gorgeous freeform Pebble Tech pool with a serene cascading waterfall. Chef's kitchen with GE Monogram appliances & gas cooktop. Refrigerator, Washer and Dryer stay! Oversize great room with fireplace on a gorgeous brick wall & shelves. Space for 6 cars in driveway and garages for 4. Det. garage built into house and a second 2.5 detached garage (5th bedroom and bath) including living area with a separate entrance that can be INCOME PRODUCING. Primary Suite with gorgeous new flooring and fresh paint, brick fireplace and huge amazing custom closet. All custom features and so much storage. Come see this today!

Getting Around

9
WalkingCar-Dependent
18
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

4/10
6/10
Highland High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,531
  • Total interior livable area: 4,531 sqft

Property

Details

  • Parcel number: 43703127
  • Zoning: R1
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.39 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 4
  • Parking features: 4 + Car Garage
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$354$4,248
Property Taxes $1,070$12,840
Electricity $971$11,659
Total$7,446$89,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,291/yr
40% on housing$223,380/yr
45% on housing$198,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 93306$195
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93306$221
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$999,000

For Sale by Agent

AgentLiana Frayne
BrokerageFenton Real Estate

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