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4324 Balboa St, Lake Isabella, CA, 93240

3beds
2baths
1,375sqft
$225,000
$164price/sqft
$1,900/moest. monthly cost
$76,000/yrincome needed

About This Home

Offering approximately 1,375 square feet of living space, this 3-bedroom, 2-bath home provides plenty of room to relax, entertain, and enjoy. Two large bonus rooms offer endless possibilities-create a game room, family room, home office, hobby space, greenhouse, or simply enjoy the beautiful mountain views from your favorite sitting area. The spacious primary suite features a full bath, while two additional bedrooms provide comfortable accommodations for family or guests. The inviting living room includes a cozy wood-burning stove, perfect for keeping warm during the colder months. A wall-mounted air conditioning unit in the bonus/game room helps keep the home cool and comfortable during the warmer seasons. Outside, the low-maintenance fenced front yard offers privacy and curb appeal, while the generous backyard provides ample space for recreational toys, gardening, play areas, or future outdoor projects. Conveniently located close to the Lake, library, shopping, and local amenities

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
3/10
Kern Valley High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 1,375
  • Total interior livable area: 1,375 sqft

Property

Details

  • Parcel number: 48513106
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$127$1,524
Property Taxes $238$2,856
Electricity $398$4,786
Total$1,900$22,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,142/yr
40% on housing$57,000/yr
45% on housing$50,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 93240$123
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93240$183
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$225,000
2026-06-24Listed for sale$235,000
2011-10-31Sold$128,500
2001-04-20Sold$72,000

For Sale by Agent

AgentAnnette M. Pounds
BrokerageDestiny Real Estate

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