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15905 Kugelman St, Lower Lake, CA, 95457

5beds
4baths
2,378sqft
$499,000
$210price/sqft
$3,964/moest. monthly cost
$158,560/yrincome needed

About This Home

Rare multi-unit investment opportunity consisting of two parcels totaling approximately 4.88 acres, including 15975 Kugelman St. (APN 012-026-320-000), with an additional lot of approximately 13,939 sq. ft. The property features a remodeled 3-bedroom, 2-bath main home with a brick fireplace, formal living and dining rooms, upgraded appliances, multiple outbuildings, workshop space, and fenced areas. A well-maintained second residence, approximately 910± sq. ft., offers 2 bedrooms and 2 bathrooms, providing additional rental income potential. Level, usable acreage offers ample room for horses, livestock, hobby farming, RV parking, equipment, and agricultural or recreational uses. Mountain views and future commercial development potential enhance the value of this unique property, conveniently located near Anderson Marsh State Historic Park. Buyer to verify all square footage, unit sizes, permits, acreage, and development potential to their satisfaction, as information provided differs from County records.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
3/10
Lower Lake High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Outside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Cooling

  • Cooling features: Evaporative Cooling

Features

  • Workshop
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,378 sqft

Property

Details

  • Parcel number: 012026030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Hills,Meadow,Neighborhood,Trees/Woods

Lot

  • Lot size: 4.56 Acres
  • Features: 2-5 Units/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Landslide
Avalanche
Drought
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$389$4,668
Property Taxes $543$6,516
Electricity $509$6,119
Total$3,964$47,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,908/yr
40% on housing$118,920/yr
45% on housing$105,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 95457$392
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95457$218
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$449,000
2026-06-23Listed for sale$499,000
2024-01-01Sold$350,000
2020-04-08Listing removed$349,900
2019-10-04Pending sale$349,900
2019-09-12Listed for sale$349,900
2019-08-10Listing removed$399,999
2017-02-03Listed for sale$399,999

For Sale by Agent

AgentKelvin Lin
BrokerageeXp Realty

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