20776 Napa Ave, Middletown, CA, 95461
About This Home
PRIVATE 2.5-ACRE HOMESTEAD WITH SHOP, BARN, BONUS ROOM & FUTURE DEVELOPMENT POTENTIAL Welcome to 20776 Napa Avenue in Middletown, where country charm meets opportunity on approximately 2.5 level, usable acres. This well-maintained 3-bedroom, 2-bath manufactured home on a permanent 433A foundation enjoys panoramic mountain views, including Mt. St. Helena. Inside, you’ll find fresh paint, new laminate flooring, new carpet, vaulted ceilings in the living room, and a cozy wood stove. The spacious all-electric kitchen offers abundant cabinetry and features a handcrafted wood breakfast bar. A thoughtful floor plan provides privacy with separation between the primary suite and guest bedrooms. A versatile bonus room with a closet is ideal for a home office, nursery, hobby room, exercise space, or guest room. Enjoy expansive front and rear decks, including a large covered front porch perfect for relaxing and taking in the peaceful surroundings. Mature shade trees, established landscaping, and a circular driveway enhance the property’s appeal while providing ample parking for vehicles, RVs, trailers, and equipment. The fully fenced property features approximately 900 feet of seasonal creek frontage and numerous improvements, including a 20’ x 22’ metal workshop with loft storage and 220-volt power, an 8-stall barn, livestock pens, vintage outbuildings, outdoor entertaining area, rose tunnel, and succulent garden retreat. Seller states the approximately 2.5-acre parcel may be splittable and may support additional homes and/or ADUs. Buyers should verify development potential with Lake County. Conveniently located about one mile from the Highway 29 and Highway 175 junction, this property offers easy access to shopping, dining, schools, wineries, and community events. Additional benefits include proximity to the South County Fire Protection District station and a fire hydrant located on the property. Whether you’re seeking a horse property, hobby farm, multi-generational living opportunity, or peaceful country retreat, this unique property offers space, versatility, and future potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1981
Materials
- Foundation: See Remarks
- Roof: Composition,Shingle
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Dryer,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Stone Counters,Separate Shower,Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Eat-in Kitchen,Laminate Counters,Open Floorplan
- Flooring: Carpet,Laminate
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric,Wood Stove
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,400 sqft
Kitchen
- Features: Laminate Counters
Property
Details
- Parcel number: 014105100000
- Zoning: SR-FF-FW-WW
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Side
- Pool features: None
- Patio & porch: Deck,Wood
- Exterior features: Awning(s),Rain Gutters
- Spa features: None
- Fencing: Wire
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 2.53 Acres
- Features: Back Yard,Level,Street Level
Parking
- Parking features: Driveway,On Site,See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Drought
- Earthquake
- Landslide
- Avalanche
- Volcanic Activity
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,337 | $40,044 |
| Home Insurance * | $672 | $8,064 |
| Property Taxes | $633 | $7,596 |
| Electricity | $398 | $4,786 |
| Total | $5,040 | $60,480 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $599,000 |
| 2026-06-19 | Listed for sale | $660,000 |
| 2005-06-01 | Sold | $353,000 |
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