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7732 SW 94TH CIRCLE, Ocala, FL, 34481

2beds
2baths
1,423sqft
$234,900
$165price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

Welcome to effortless resort-style living in Stone Creek, Ocala's premier gated 55+ golf community. This beautifully maintained Noir Coast model offers the perfect blend of comfort, style, thoughtful upgrades, and low-maintenance living, with lawn care and irrigation included through the HOA to help keep your landscaping beautiful year-round. Inside, you'll find an open floor plan filled with natural light, diagonal tile flooring throughout the main living areas, fresh interior paint, updated modern ceiling fans, and a spacious gathering room that flows seamlessly into the sunroom and expansive screened birdcage lanai overlooking a peaceful nature berm—an ideal setting for morning coffee, evening relaxation, or entertaining friends. The kitchen is both functional and inviting, featuring rich espresso cabinetry, granite countertops, stainless steel appliances, a modern kitchen faucet, a raised comfort-height dishwasher, a beautiful glass tile backsplash, recessed lighting, and a cozy breakfast nook overlooking the living space. The bedrooms showcase elegant Brazilian hardwood flooring, adding warmth, character, and timeless sophistication while creating a comfortable and inviting retreat at the end of each day. The Owner's Suite offers peaceful backyard views, a generous walk-in closet, and an ensuite bath with a granite vanity, a glass-enclosed walk-in shower, and updated modern fixtures. The guest bath has also been tastefully updated with modern fixtures, creating a fresh and cohesive look throughout the home. Additional upgrades continue into the garage, where you'll find an attractive epoxy-coated floor that provides a clean, finished appearance, a convenient utility sink that's perfect for cleaning up after a day of gardening or hobbies, and a whole-home water softener system for added comfort and convenience. Outside, attractive brick accents, professionally designed landscaping, decorative curbing, and rock beds create outstanding curb appeal, while the oversized screened birdcage lanai extends your living space year-round. Living in Stone Creek means enjoying championship golf, resort-style pools, pickleball and tennis courts, a state-of-the-art fitness center, walking trails, clubs, entertainment, and countless opportunities to stay active and connected—all within one of Ocala's premier active adult communities. Whether you're looking for a full-time residence or the next chapter of retirement, this home offers the comfort, convenience, thoughtful upgrades, and exceptional lifestyle that make Stone Creek one of Ocala's most sought-after 55+ communities.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

6/10
5/10
Liberty Middle SchoolGrades 6-85.1 mi
4/10
West Port High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Noir Coast

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 126
  • Dimensions: 9x14

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 22,421
  • Total interior livable area: 1,423 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 3489130065
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Rain Gutters,Sidewalk
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 5,663 sqft
  • Features: Conservation Area
  • Lot size dimensions: 53 x 111

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$150$1,800
Property Taxes $345$4,140
Electricity $197$2,366
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$234,900
2026-07-01Price change$237,500
2026-06-12Listed for sale$235,000
2025-07-30Sold$235,000
2025-07-19Pending sale$249,000
2025-07-01Price change$249,000
2025-04-10Price change$265,000
2025-03-07Price change$279,900
2024-12-31Listed for sale$289,900
2019-01-21Sold$191,900
2018-12-20Pending sale$197,900
2018-10-30Listed for sale$197,900
2016-06-24Sold$174,500

For Sale by Agent

AgentOzzie Quiroz
BrokerageCOLDWELL BANKER REALTY

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