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1633 Montana Vista Street, Lakeport, CA, 95453

3beds
3baths
1,548sqft
$289,000
$187price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

Escape to easy lakeside living in this renovated 3-bedroom, 2.5-bath townhome in Del Lago Estates near Rumsey Bay. Bright and move-in ready, the home features an updated kitchen with crisp white cabinetry, ceramic tile floors, stainless appliances, and a breakfast bar that opens to the dining and living areas. Recessed lighting, vinyl windows, newer interior paint, and refreshed baths add a clean, comfortable feel throughout. Recent big-ticket upgrades include a new roof (Spring 2024) and fresh exterior paint (Summer 2025)so you can settle in with confidence. Enjoy a large enclosed rear patio with shade for summer relaxing and space for a little garden. Del Lago makes weekends feel like vacation with a community pool, BBQ area, clubhouse, boat slips/marina access, and maintained grounds for low-maintenance living. Close to schools, library, restaurants, shopping, downtown Lakeport, Clear Lake, and the hospital. Not in a flood zone. A perfect full-time home or low-stress weekend getawaycome claim your slice of the lake life.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
2/10
Terrace SchoolGrades 4-80.5 mi
5/10
Clear Lake High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: In Garage

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Pellet Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 026453010000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 2,614 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Converted Garage,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$135$1,620
Property Taxes $295$3,540
Electricity $398$4,786
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 95453$217
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95453$215
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$300,000
2025-11-28Listed for sale$315,000
2018-07-06Sold$249,000
2018-05-05Pending sale$249,000
2018-05-01Listed for sale$249,000
2013-10-13Listing removed$182,000
2013-09-19Price change$182,000
2013-05-30Listed for sale$189,000
2012-07-31Sold$117,000
2012-05-23Price change$129,000
2012-04-17Listed for sale$125,000

For Sale by Agent

AgentTrista Fossa
BrokerageW Real Estate

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