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12871 2nd St, Clearlake Oaks, CA, 95423

1beds
1baths
576sqft
$155,900
$271price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

Welcome to this charming VA-approved, single-family one-bedroom home in Clearlake Oaks, California, perfect for those seeking comfort and convenience near the water. This meticulously updated residence features a brand-new roof and stunning all-wood floors throughout. Every room has been freshly painted (except the kitchen), creating a bright and inviting atmosphere. The home is equipped with an Amana Window AC and an Empire Furnace to ensure year-round comfort. In the kitchen, you'll find a new glass-top electric range, a new refrigerator, and a double stainless steel deep sink complete with a water filtration system, garbage disposal, and a handy hose nozzle. The interior updates continue with a new front door, a new bathroom door, and a modernized bathroom featuring a water-saver toilet, a new shower stall, a new vanity, and a convenient hook-up for a stacked washer/dryer. Stay connected with a dedicated cable hook-up for high-speed internet. Outside, the property boasts a large backyard and a spacious front patio/sunroom, ideal for relaxation. The grounds feature large trees recently trimmed to remain healthy for another 20 years, and a new tool shed provides ample storage. Custom curtains are included with the sale. Located close to the lake and all local amenities, this move-in-ready gem offers the best of Clearlake Oaks living.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Lower Lake High SchoolGrades 8-128.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Electric Range,Electric Water Heater,Disposal,Refrigerator,Range Hood,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Stacked

Bathroom

  • Features: Bathroom Exhaust Fan,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • All Bedrooms Down
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 035375050000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Pool features: None
  • Patio & porch: Enclosed,Front Porch
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 4,792 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Lawn,Level,Near Park

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $788$9,456
Home Insurance *$144$1,728
Property Taxes $5$60
Electricity $398$4,786
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 95423$135
Lake County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 95423$175
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$164,000
2026-05-07Price change$165,500
2026-05-05Price change$185,500
2026-04-29Price change$195,500
2026-04-26Listed for sale$225,000
2021-01-11Sold$144,500
2020-12-23Contingent$139,950
2020-11-22Pending sale$139,950
2020-09-18Listed for sale$139,950
2020-09-08Pending sale$139,950
2019-08-07Listed for sale$139,950
2018-01-03Listing removed$89,000
2017-12-16Listed for sale$89,000
2017-01-20Listing removed$69,500
2015-09-18Pending sale$69,500
2015-05-01Listed for sale$69,500

For Sale by Agent

AgentJames Roberts
BrokerageLuxe Places International Realty

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