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505 W Abbey Mill Dr SE, Ada, MI, 49301

2beds
3baths
2,728sqft
$519,000
$190price/sqft
$4,129/moest. monthly cost
$165,160/yrincome needed

About This Home

Main Floor Living Space: Features 1,364 square feet including the primary bedroom, a large bathroom, a spacious walk-in closet, a kitchen with a walk-in pantry and stainless steel appliances, quartz countertops throughout, a dining area, a living room, an office/flex room, a half bath, and laundry. Finished Lower Level: Adds an additional 1,364 square feet of space, complete with a large family room, a second bedroom, and a full bathroom. Storage & Utilities: Includes a 2-car attached garage and two separate unfinished areas in the basement perfect for a workshop or storage. Recent Updates: Features a neutral color palette throughout, pristine and lightly lived-in spaces, like new construction and brand-new main floor carpeting. Outdoor Space: Features a private deck that faces a private, green backyard landscape.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
8/10
Eastern Middle SchoolGrades 6-83.6 mi
9/10
Eastern High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Garbage disposal,Microwave,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,728 sqft

Property

Details

  • Parcel number: 411531210005

Features

  • Exterior features: Stone,Vinyl

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Landslide

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$133$1,596
Property Taxes $1,075$12,900
Electricity $297$3,570
Total$4,129$49,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,565/yr
40% on housing$123,870/yr
45% on housing$110,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 49301$270
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49301$263
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$519,000
2016-03-15Sold$260,665

For Sale by Owner

AgentProperty Owner

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