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13680 Lower Lakeshore Dr, Clearlake, CA, 95422

4beds
3baths
1,645sqft
$449,900
$273price/sqft
$3,367/moest. monthly cost
$134,680/yrincome needed

About This Home

13680 Lower Lakeshore Drive, Clearlake, CA Modern Lakefront Living | 4 Bedrooms | 3 Bathrooms | ADU Included LAKEFRONT LUXURY AWAITS! This stunning modern lakefront property offers the perfect blend of privacy, luxury, and income potential in one exceptional package. Featuring a thoughtfully designed main residence with ADU, this turnkey investment opportunity comes partially furnished and ready for immediate enjoyment or rental income. Property Highlights: • Main Level: 2 bedrooms, 2 bathrooms with modern finishes • Lower Level ADU: 2 bedrooms, 1 bathroom - perfect for guests or rental income • Private Dock: Beautiful lakefront dock for all your water recreation needs • Dual Parking: Private parking at both house and dock • Turnkey Partially Furnished: Successful Airbnb operation with proven rental history • Quaint Backyard: Private outdoor space with luxury amenities Prime Location Benefits: • Just 1.5 hours from Calistoga wine country • 2 hours to Sacramento metropolitan area • Close proximity to shopping, dining, and recreational activities • Peaceful lakefront setting with modern conveniences nearby.(New roof installed 3/5/26) Investment Opportunity: This property has a proven track record as a successful short-term rental, offering immediate income potential while serving as your personal lakefront retreat. Experience the best of Northern California lakefront living with modern luxury, privacy, and endless recreational possibilities right at your doorstep.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

1/10
Pomo SchoolGrades K-70.4 mi
3/10
Lower Lake High SchoolGrades 8-124.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave
  • Laundry features: Inside

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Balcony,Furnished,All Bedrooms Up,All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,645 sqft

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,Parking

Details

  • Parcel number: 037361110000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: up
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Hills,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Lake Front,Lake Privileges

Lot

  • Lot size: 4,356 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Parking features: Asphalt,Driveway,Guest,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$257$3,084
Property Taxes $438$5,256
Electricity $398$4,786
Total$3,367$40,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,440/yr
40% on housing$101,010/yr
45% on housing$89,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 95422$143
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95422$200
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$499,900
2026-04-05Price change$509,000
2026-03-09Price change$519,500
2026-02-13Listed for sale$524,000
2025-10-17Listing removed$539,000
2025-06-23Listed for sale$574,900
2022-02-10Sold$420,000
2021-12-31Pending sale$420,000
2021-12-31Contingent$420,000
2021-12-20Listed for sale$399,900

For Sale by Agent

AgentJennifer Perez
BrokeragePivniska Real Estate Group

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