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16182 27th Ave, Clearlake, CA, 95422

3beds
2baths
1,148sqft
$265,000
$231price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Charming 3 bedroom, 2 bath single-story home built in 2003. There is an assumable 3.5% loan of $76,000 on this property; if you have the rest of the purchase price in cash, you can assume this loan. This is an all-electric home with a leased solar power system. Enjoy an open floor plan with a spacious living area and a private primary suite. The fully fenced yard offers both security and space for pets or play, while the front yard bursts with roses and flowers. Conveniently located near shopping, the bus stop, and Adventist Hospital, this home is ideal for comfortable living with easy access to everyday essentials. A perfect opportunity for first-time buyers, downsizers, or investors looking for a well-maintained property in a central location.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

2/10
3/10
Lower Lake High SchoolGrades 8-122.0 mi

Construction

Condition

  • Property condition: Repairs Cosmetic
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Low Flow Plumbing Fixtures,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Laminate Counters,Open Floorplan,Pantry,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,148 sqft

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 042185180000
  • Special condition: Standard
  • Exclusions: Boat in the garage; car in the yard.

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Spa features: None
  • Fencing: Average Condition,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,792 sqft
  • Features: Front Yard,Garden,Level

Parking

  • Total spaces: 7
  • Parking features: Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$151$1,812
Property Taxes $271$3,252
Electricity $398$4,786
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 95422$147
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95422$200
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Contingent$265,000
2026-01-24Price change$265,000
2025-11-11Price change$273,000
2025-10-11Price change$275,000
2025-09-13Price change$280,000
2025-09-01Price change$285,000
2025-08-13Price change$290,000
2025-08-09Listed for sale$295,000
2013-02-05Sold$67,000
2012-10-19Sold$56,950

For Sale by Agent

AgentMary Benson
BrokerageRealty 360 Wine Country

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