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9800 El Dorado Way, Kelseyville, CA, 95451

5beds
3baths
2,911sqft
$398,000
$137price/sqft
$3,319/moest. monthly cost
$132,760/yrincome needed

About This Home

Fabulous lake views await in this spacious and versatile home designed for comfortable living and effortless entertaining. A large deck perfectly positioned to capture stunning lake vistas sets the tone, while the open, flowing floor plan and expansive windows bring in natural light and showcase the scenery throughout. Well planned with a ton of storage and emphasis on views. A total of 5 bedrooms and 3 baths placed as follows: The main level features 3 bedrooms and 2 baths, including a serene primary suite with its own private deck. Vaulted ceilings and a charming brick fireplace highlight the living room, creating a warm and inviting atmosphere. The spacious kitchen opens seamlessly to the living area, making it ideal for gatherings. Downstairs offers incredible flexibility with a roomy family room, a second kitchen, 2 additional bedrooms, and a full bath. With its own separate exterior entrance and a private deck, this level is perfect for a potential in-law unit, guest quarters, or extended living space. Additional highlights include a large 2-car garage with direct access to the main level, a fenced backyard, easy parking, solar panels, and abundant storage throughout. An adjacent lakeview parcel is also included, providing added privacy and future possibilities. This is a rare opportunity to enjoy breathtaking views, flexible living spaces, and exceptional value all in one property.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,In Garage,Laundry Room,See Remarks

Bathroom

  • Features: Bathtub,Separate Shower,Tile Counters

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Balcony,Ceiling Fan(s),In-Law Floorplan,Living Room Deck Attached,Open Floorplan,Tile Counters,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump,Solar,See Remarks
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,911 sqft

Kitchen

  • Features: Kitchen/Family Room Combo

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Other,See Remarks

Details

  • Parcel number: 043712320
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck,See Remarks
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Hills,Lake,Mountain(s),Panoramic,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 7,841 sqft
  • Features: Sloped Down,Gentle Sloping,Rectangular Lot

Parking

  • Total spaces: 5
  • Parking features: Concrete,Door-Multi,Direct Access,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Wildfire
Avalanche
Earthquake
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$322$3,864
Property Taxes $361$4,332
Electricity $624$7,490
Total$3,319$39,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,794/yr
40% on housing$99,570/yr
45% on housing$88,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 95451$221
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95451$196
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$435,000

For Sale by Agent

AgentPetra Bergstrom
BrokerageNavigate Real Estate

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