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3103 Manzanita Rd, Kelseyville, CA, 95451

2beds
1baths
924sqft
$327,000
$354price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

Turn-key and beautifully renovated, this lakeview retreat overlooks Soda Bay and is ready for your next getaway or full-time lake living. This 2-bedroom, 1-bath home has been thoughtfully updated from top to bottom, offering a fresh, modern feel with engineered hardwood flooring throughout, recessed lighting, and Milgard windows and sliders that bring in natural light and frame the stunning views. The open-concept kitchen is designed to impress, featuring custom cabinetry, granite slab countertops carried through to the bathroom, high-end stainless steel appliances, and a matching apron-front sink—all perfectly positioned to take in the lake beyond. Outdoor living is just as inviting, with a covered back deck finished in Trex-style composite decking—ideal for relaxing or entertaining while enjoying the scenery. The property includes deeded lake access shared with just five other homes, complete with a private pier, dock, and boat launch into Clear Lake, making it easy to enjoy life on the water. Additional features include fenced-in parking and parking under the attached carport, along with a private, tucked-away setting that still offers convenience—just about 10 minutes to town for shopping and dining, and a short drive to Konocti Harbor Resort. Connected to public water with a septic system, and offered fully furnished, with a boat, this home is truly move-in ready and perfectly positioned to enjoy the best of lake living!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet

Bathroom

  • Features: Granite Counters,Low Flow Plumbing Fixtures,Remodeled,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bedroom on Main Level,Main Level Primary
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 924 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo,Self-closing Cabinet Doors

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 044101270000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: entry
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Hills,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Across the Road from Lake/Ocean,Lake Privileges

Lot

  • Lot size: 7,841 sqft
  • Features: Sloped Down

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached Carport,Driveway
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,653$19,836
Home Insurance *$265$3,180
Property Taxes $293$3,516
Electricity $398$4,786
Total$2,609$31,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 95451$219
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95451$196
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$327,000
2020-09-21Sold$310,000
2020-08-13Pending sale$295,000
2020-08-05Listed for sale$295,000

For Sale by Agent

AgentMelissa Chapman
BrokerageChapman Real Estate

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