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10418 Mulberry Street, Loch Lomond, CA, 95461

1beds
3baths
778sqft
$188,000
$242price/sqft
$1,798/moest. monthly cost
$71,920/yrincome needed

About This Home

Come check out this sweet spot in Loch Lomond! This vintage residence has been in the same family for 40 years and it's time to pass it along to a lucky new owner. Placed on a spacious double lot near the Italian Village, this welcoming home invites you to relax on the deck amongst the trees and enjoy the magestic energy of the mountain. Covered patio greets you as you enter the old-fashioned charm of the living room, complete with wood-burning stove. Big windows let in the natural light and views of the trees. Galley kitchen leads you through to the spacious bonus room that could be an additional bedroom, office, or dining area. Out back is the large deck for gathering with family and friends to make memories. There's even a second bathroom with shower accessed from the deck area to accommodate all of your guests. This solid home has full concrete perimeter foundation and redwood framing, plus the roof is less than 10 years old. Under the house is a one car garage/workshop/storage area and the backyard has lots of flat, usable area for gardening and games. Fire hydrant right out front and a stone's throw to the fire station, plus walking distance to the community pool and restaurant. Don't miss out on this gem!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: Walk-Out Access

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 778
  • Total interior livable area: 778 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 050022280000
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.31 Acres
  • Features: See Remarks

Parking

  • Total spaces: 3
  • Parking features: Attached,Covered,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Avalanche
Drought
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $950$11,400
Home Insurance *$191$2,292
Property Taxes $259$3,108
Electricity $398$4,786
Total$1,798$21,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,645/yr
40% on housing$53,940/yr
45% on housing$47,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 95461$202
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95461$239
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Contingent$188,000
2026-08-17Pending sale$188,000
2026-07-20Price change$188,000
2026-05-31Listed for sale$189,000

For Sale by Agent

AgentBridget King
BrokerageLuxe Places International Real

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