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10728 Fishery Springs Rd, Loch Lomond, CA, 95461

4beds
2baths
600sqft
$195,000
$325price/sqft
$1,790/moest. monthly cost
$71,600/yrincome needed

About This Home

This cozy mid-century cabin features 4 bedrooms, 1 bath and is furnished including a stocked kitchen. A large patio in the back yard includes an outbuilding with sliding doors for outdoor entertaining, cooking, play cards while sipping a glass of wine! The building also has a bath & utility room. Start making your own memories here and enjoy Loch Lomond and check out the local wineries & music venues. Furnishings included.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Range,Propane Water Heater,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Furnished
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total interior livable area: 600 sqft

Kitchen

  • Features: Kitchenette

Property

Details

  • Parcel number: 050051080000
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Hills,Neighborhood

Lot

  • Lot size: 6,534 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Avalanche
Drought
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$198$2,376
Property Taxes $208$2,496
Electricity $398$4,786
Total$1,790$21,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,371/yr
40% on housing$53,700/yr
45% on housing$47,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 95461$201
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95461$239
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$171,500
2026-06-25Listed for sale$195,000

For Sale by Agent

AgentDenise Alderman
BrokerageKonocti Realty

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