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16221 Bottle Rock Rd, Cobb, CA, 95426

3beds
2baths
1,040sqft
$199,900
$192price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Escape to Your Own Mountain Retreat Tucked away from the noise of everyday life, this charming 3-bedroom, 1.5-bath cabin offers the perfect blend of rustic character and natural beauty. Step inside to cozy cabin-feel interiors, then out onto a spacious front deck where the sights and sounds of nature become your backdrop. Adventure awaits just minutes away — hiking trails, golf, and the legendary Harbin Hot Springs are all within easy reach. And for those who love to put their personal stamp on a home, the kitchen is ready for your vision with brand-new cabinets awaiting installation. This is your chance to create the getaway you've always imagined.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Middletown Middle SchoolGrades 7-87.8 mi
8/10
Middletown High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: None

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Cooling

  • Cooling features: None

Features

  • Bedroom on Main Level
  • Flooring: Carpet
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,040 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050132070000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: living room
  • Pool features: None
  • Patio & porch: Deck
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Parking features: RV Potential,RV Access/Parking,See Remarks,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$166$1,992
Property Taxes $239$2,868
Electricity $398$4,786
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 95426$203
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95426$232
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$215,000

For Sale by Agent

AgentYvette Sloan
BrokerageNextHome Experiences

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