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8427 Saddle Rd, Kelseyville, CA, 95451

1beds
1baths
868sqft
$179,900
$207price/sqft
$1,610/moest. monthly cost
$64,400/yrincome needed

About This Home

Enjoy the sound of birds and the breeze flowing through the pines. Almost an acre surrounds this cozy home like a cabin in the woods. Upgraded new kitchen, new bathroom and bedroom addition. There is opportunity for personal style with finishing touches needed. Detached garage and lots of room for garden, animals, and enjoying the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Fixer,Repairs Cosmetic
  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Low Flow Plumbing Fixtures

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Bedroom on Main Level
  • Window features: Double Pane Windows
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 868 sqft

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home

Details

  • Parcel number: 114021050000
  • Special condition: Standard
  • Exclusions: kitche stove,washer and dryer
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Fencing: Wire
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.90 Acres
  • Features: 0-1 Unit/Acre,Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Gravel,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Avalanche
Drought
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$145$1,740
Property Taxes $158$1,896
Electricity $398$4,786
Total$1,610$19,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,200/yr
40% on housing$48,300/yr
45% on housing$42,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 95451$222
Lake County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 95451$196
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$179,900
2026-06-30Price change$189,000
2026-05-13Price change$199,000
2026-04-30Listed for sale$209,000
2025-07-14Listing removed$248,000
2025-06-23Listed for sale$260,000
2024-04-20Sold$151,000
2024-04-08Contingent$149,000
2024-04-02Listed for sale$149,000
2023-05-05Sold$135,000
2023-04-24Pending sale$135,000
2023-04-15Contingent$135,000
2023-04-12Listed for sale$135,000
2017-01-06Sold$87,000
2016-12-03Pending sale$95,000
2016-11-21Listed for sale$95,000
2016-11-10Pending sale$95,000
2016-10-05Listed for sale$95,000

For Sale by Agent

AgentAnna Macomber
BrokerageLuxe Places International Realty

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