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312 E Mulberry St, Fort Collins, CO, 80524

--beds
--baths
2,769sqft
$1,150,000
$415price/sqft
$7,030/moest. monthly cost
$281,200/yrincome needed

About This Home

Originally constructed in 1905 as the historic Fothergill Residence, has been beautifully restored by Emily Heinz and Trinity Wilbourn of Downtown Real Estate Brokers. This property blends timeless architectural character with the convenience of modern systems and finishes. Recent improvements include: Completely updated electrical wiring, brand-new designer kitchen by Connely Custom Cabinetry, two beautifully remodeled bathrooms, four spacious private offices on the upper level, a large conference room, a welcoming reception or waiting area, abundant natural light throughout, excellent street visibility and signage opportunities, on-site parking. The property's flexible Neighborhood Commercial Buffer (NCB) zoning opens the door to a variety of potential uses beyond traditional office. Potential opportunities include: Professional Class-A offices, Attorney, CPA, architect, Real Estate Office or design firm. Boutique medical or wellness practice, furnished executive suites, month-to-month furnished rentals, boutique bed & breakfast, multifamily conversion with additional dwelling units (subject to City approval), Mixed-use redevelopment High-density residential or live/work concepts. Whether you're looking for a distinctive headquarters for your business, an income-producing investment, or a long-term redevelopment opportunity, 312 E. Mulberry offers flexibility that is increasingly difficult to find just steps from Old Town Square with the highest visibility Downtown has to offer.

Getting Around

94
WalkingWalker's Paradise
47
TransitSome Transit
100
BikeBiker's Paradise

Schools

5/10
Laurel Elementary SchoolGrades PK-50.7 mi
5/10
Lesher Middle SchoolGrades 6-81.1 mi
8/10
Fort Collins High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Brick,Ceiling: 8-10 Feet

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Kitchenette,Break Room

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,769
  • Total interior livable area: 2,769 sqft

Property

Accessibility

  • Accessibility features: Level Lot

Details

  • Parcel number: R0046736
  • Zoning: NCB
  • Special condition: Private Owner
  • Exclusions: Staged items and owner's personal property.

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,500 sqft
  • Features: Level,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley,Fire Hydrant within 500 Feet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$508$6,096
Property Taxes $498$5,976
Electricity $209$2,508
Total$7,030$84,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,028/yr
40% on housing$210,900/yr
45% on housing$187,466/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$231
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,150,000

For Sale by Agent

AgentEmily Heinz
BrokerageDowntown Real Estate Brokers

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