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417 N O St, Madera, CA, 93637

2beds
1baths
867sqft
$350,000
$404price/sqft
$2,602/moest. monthly cost
$104,080/yrincome needed

About This Home

Located in a well-established Madera neighborhood, this inviting single-story is 2 bedrooms and 1 bathroom, the home provides a thoughtfully designed layout that makes the most of its approximately 867 square feet of living space.Step outside to a generously sized lot with plenty of room to create your ideal outdoor retreat, whether you envision a garden, entertaining area, or additional space to enjoy with family and friends. Recent updates, including retrofit windows, under-house new plumbing, and a 200-amp electrical panel, provide added convenience and peace of mind.It also includes a 2-car garage with shop with alley access, next to that building you have a space ideal for RV parking.Ideally located near schools, parks, shopping, and local amenities, this home offers an excellent opportunity for first-time buyers, those looking to downsize, or adding a property to their investment portfolio. Do not miss the chance to make this charming property your own.

Getting Around

65
WalkingSomewhat Walkable
24
TransitMinimal Transit
61
BikeBikeable

Schools

5/10
3/10
5/10
Madera High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Wood Subfloor
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: F/S Range/Oven,Electric Appliances,Refrigerator
  • Laundry features: In Garage

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Features: Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Dining Room

  • Features: Living Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Built-in Features
  • Window features: Double Pane Windows
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Floor or Wall Unit
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 867
  • Total interior livable area: 867 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 010012007000

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Floor
  • Patio & porch: Uncovered

Lot

  • Lot size: 7,405 sqft
  • Features: Urban,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Potential RV Parking
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Drought
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$108$1,296
Property Taxes $327$3,924
Electricity $398$4,786
Total$2,602$31,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,211/yr
40% on housing$78,060/yr
45% on housing$69,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 93637$962
Madera County$582

vs Homes Sold Last Month

Median $/sqft

ZIP 93637$237
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$350,000
2026-07-29Price change$360,000
2026-07-20Listed for sale$375,000

For Sale by Agent

AgentAnna Guerra
BrokerageGenesis Realty

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