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417 S J St, Madera, CA, 93637

3beds
2baths
1,195sqft
$339,999
$285price/sqft
$2,555/moest. monthly cost
$102,200/yrincome needed

About This Home

Great investment opportunity or ideal for multi-generational living! This unique property features two homes on one lot. The front home offers 2 bedrooms, 1 bathroom, and 795 square feet of comfortable living space. The detached back home is 1 bedroom, 1 bath an approximately 400 square feet, providing additional living space with endless possibilities for extended family, guests, rental income, or a home office (buyer to verify permits and square footage). Conveniently located near schools, shopping, and restaurants with easy access to major roads. Don't miss this versatile property with excellent income-producing potential!

Getting Around

78
WalkingVery Walkable
28
TransitSome Transit
61
BikeBikeable

Schools

5/10
Madera High SchoolGrades 9-120.3 mi
3/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Wood Subfloor
  • Roof: Composition
  • Construction materials: Stucco,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Heating & Cooling

  • Heating features: Floor or Wall Unit
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,195
  • Total interior livable area: 1,195 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 010183012000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Features: Urban

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$105$1,260
Property Taxes $333$3,996
Electricity $398$4,786
Total$2,555$30,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,600/yr
40% on housing$76,650/yr
45% on housing$68,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 93637$962
Madera County$583

vs Homes Sold Last Month

Median $/sqft

ZIP 93637$237
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$339,999
2026-08-11Listed for sale$339,999
2026-08-11Listing removed$339,999
2026-07-27Listed for sale$339,999

For Sale by Agent

AgentTeddi Peters
BrokerageColdwell Banker Preferred Real

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