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28565 Avenue 21, Madera, CA, 93638

4beds
2baths
2,089sqft
$659,000
$315price/sqft
$4,627/moest. monthly cost
$185,080/yrincome needed

About This Home

Welcome to a luxurious newly remodeled 4 bed 2 bath home on 1.1 acres in Valley Lakes Ranchos. Commercial zoned with stunning views of the mountains with natural lighting flowing through the home. Upon entry the recently installed light fixtures and open concept are stunning along with the matching built-in stainless steel kitchen Aide conduction cook top, food warming drawer, microwave, dishwasher with window that can be controlled via app, exhaust hood along with the ventilation fan, & trash compactor. Custom extended cabinets flush to ceiling and soft close kitchen drawers. Custom pantry and indoor laundry room with utility sink without exposed pipes in laundry room. Stone flooring & shutters throughout. Family room is complete with an oversized gas starter fireplace. Primary room sliding glass door allows access to the backyard. Primary room soak tub, and dual sinks are exquisite and surrounded with granite and lead you to the visually stunning walk-in closet. Both restrooms are designed with speakers to connect through Bluetooth. Custom closet in hallway and cedar lined bench storage cabinetry located in two rooms. Rear patio is extended and covered, complete with three ceiling fans. Entire property is gated with distinguished ornate metal fencing surrounding the front of the property, dual gates controlled by remote and digital gate keypad. Exterior fully painted last year with a beautiful elastomeric paint. Custom cabinets also installed inside of the 2-car garage.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Matilda Torres HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Range/Oven,Electric Appliances,Disposal,Dishwasher,Microwave,Trash Compactor,Water Softener
  • Laundry features: Inside

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower, Tub, Other

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Family Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Built-in Features
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,089
  • Total interior livable area: 2,089 sqft

Kitchen

  • Features: Breakfast Bar, Pantry
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 031504019000
  • Zoning: Commercial/Residencial

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Concrete

Lot

  • Lot size: 1.10 Acres
  • Features: Rural,Drip System

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Wildfire
Earthquake
Hail
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$227$2,724
Property Taxes $621$7,452
Electricity $447$5,375
Total$4,627$55,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,640/yr
40% on housing$138,810/yr
45% on housing$123,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 93638$682
Madera County$582

vs Homes Sold Last Month

Median $/sqft

ZIP 93638$266
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-07Price change$659,000
2025-07-26Listed for sale$665,000
2008-04-11Sold$260,000
2008-01-10Sold$243,750
2002-12-31Sold$34,000
2002-11-12Sold$27,000
2001-10-31Sold$17,500

For Sale by Agent

AgentMyesha Frazier-Taylor
BrokerageStark Complete Real Estate Ser

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