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28558 Cholla Ave, Madera, CA, 93638

3beds
2baths
1,104sqft
$309,900
$281price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

Welcome to your beautifully renovated, move-in-ready dream home at 28558 Cholla Av! This turnkey property has been completely transformed with premium upgrades from top to bottom. Featuring a smart, highly efficient layout, every square foot of this home is maximized for comfort and functionality. Step inside to find a stunning, all-new kitchen outfitted with modern finishes, paired perfectly with fresh interior paint and durable new flooring throughout. Both bathrooms have been fully updated to offer a clean, contemporary feel. Enjoy maximum energy efficiency with brand-new windows and new window coverings. The transformation continues outside with fresh exterior paint and a nice, clean lot with a tidy yard. Everything has been done for youjust unpack and enjoy this low-maintenance gem!

Getting Around

8
WalkingCar-Dependent
16
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

2/10
3/10
Madera South High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: F/S Range/Oven
  • Laundry features: Inside,Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Features: Living Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 034181022000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Uncovered,Concrete

Lot

  • Lot size: 5,662 sqft
  • Features: Urban

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Drought
Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$106$1,272
Property Taxes $340$4,080
Electricity $398$4,786
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 93638$687
Madera County$583

vs Homes Sold Last Month

Median $/sqft

ZIP 93638$266
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listing removed$1,900
2026-08-01Listed for sale$309,900
2026-07-29Listed for rent$1,900
2009-06-11Sold$72,000
2006-06-30Sold$235,000

For Sale by Agent

AgentJunia Painter
BrokerageIndependent Realty Group

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