40586 Saddleback Rd, Bass Lake, CA, 93604
About This Home
Beautiful, updated mountain retreat with white oak floors in the living and dining spaces on the main level. A wood burning fireplace in the living room and remodeled bathrooms with custom cabinetry, granite counters and high-end fixtures that create a relaxing and resort style atmosphere. Includes all appliances and furniture. This home offers low maintenance with comfort and convenience. HOA includes trash, snow plowing and offers a boat storage yard. HOA does not allow short-term rentals. The county sewer bond has been paid in full which reduces county property taxes. This Bass Lake Ridgeline home is located near Bass Lake and approximately 14 miles to the southern entrance to Yosemite National Park. If you have been thinking about a permanent change of scenery, a seasonal or weekend vacation home, look no further. Upon a flat level entry through the front door or garage, you will find a half bath, an open living room with hardwood floors and a fireplace to nestle up to on those cozy winter nights. Just off the living room is a large dining area that opens to a deck to enjoy those cool summer nights. This home has an inviting floor plan with the primary suite upstairs with an ensuite, and 2 bedrooms on each of the two lower levels with modern bathrooms and laundry.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Tile
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Gas Oven,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Tile,Vinyl Linoleum
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,138
- Total interior livable area: 2,138 sqft
Kitchen
- Features: _220VoltOutlet, Countertop_Ceramic, ExhaustFan, Pantry
Property
Details
- Parcel number: 059290008000
- Zoning: PD
- Special condition: Standard
Features
- Stories: 4
- Patio & porch: Balcony/Patio
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 1,690 sqft
- Features: Gentle Sloping
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Winter Weather
- Heat Wave
- Earthquake
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Madera County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $376 | $4,512 |
| Property Taxes | $627 | $7,524 |
| Electricity | $458 | $5,501 |
| Total | $4,469 | $53,628 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $615,000 |
| 2025-02-04 | Listing removed | $625,000 |
| 2024-12-04 | Listed for sale | $625,000 |
| 2024-12-01 | Listing removed | $625,500 |
| 2024-10-08 | Listed for sale | $625,500 |
| 2024-10-07 | Listing removed | $625,500 |
| 2024-05-06 | Listed for sale | $625,500 |
| 2004-01-12 | Sold | $270,000 |
| 2001-06-28 | Sold | $175,500 |
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