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40642 Road 222, Bass Lake, CA, 93604

2beds
3baths
1,413sqft
$329,000
$233price/sqft
$2,702/moest. monthly cost
$108,080/yrincome needed

About This Home

Ridgeline Cutie at beautiful Bass Lake! This home comes with a wonderful cozy floor plan vaulted spacious living room with dining, kitchen, laundry and 1/2 bath on the lower level and the Master Suite, guest bedroom and guest bath on the upper level. Central heat and air for comfort. Public sewer and water. Close to Bass Lake's Falls Beach, Pines Village, Duceys', Water Sports, and south shore's recreational areas, The Forks and Millers. About 30 minutes north the entrance of Yosemite National Park and 30 minutes south to the Chuckchansi Gold Resort and Casino. Short term rentals are not permitted but long term are. Call your agent to see this one today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Electric Appliances
  • Laundry features: Inside

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3

Dining Room

  • Features: Formal, Living Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,413
  • Total interior livable area: 1,413 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 059290040
  • Zoning: PRD

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1,742 sqft
  • Features: Mountain

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Heat Wave
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$208$2,496
Property Taxes $433$5,196
Electricity $398$4,786
Total$2,702$32,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,640/yr
40% on housing$81,060/yr
45% on housing$72,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 93604$554
Madera County$583

vs Homes Sold Last Month

Median $/sqft

ZIP 93604$332
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$329,000
2001-11-13Sold$110,000
2000-08-04Sold$95,000

For Sale by Agent

AgentGeorge Allen
BrokerageStars & Stripes Real Estate

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