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38833 Terri Ln, Oakhurst, CA, 93644

3beds
2baths
1,125sqft
$215,000
$191price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Situated on a desirable 1.3-acre corner lot off Terry Lane and Road 426, this unique property offers two manufactured homes with plenty of potential. The primary residence is a double-wide home featuring three bedrooms and two bathrooms, complemented by an extra-large septic system designed to accommodate both dwellings. In addition, the property includes a secondary single-wide unit, ideal for extended family, guests, or possible rental income. Both homes were built prior to 1976 and are in fair condition, offering an excellent opportunity for a buyer willing to invest in maintenance and updates to bring out their full value. With its versatile layout, spacious acreage, and dual-living setup, this property presents a rare chance to create a multi-generational living space or income-producing investment in a convenient location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1967

Materials

  • Foundation: Pier Jacks
  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside

Bathroom

  • Features: Bathtub,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,All Bedrooms Down,Bedroom on Main Level
  • Flooring: Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wood
  • Cooling features: Evaporative Cooling

Interior Area

  • Total interior livable area: 1,125 sqft

Property

Accessibility

  • Accessibility features: Parking,Accessible Doors

Details

  • Parcel number: 065160028000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Awning(s)
  • Spa features: None
  • Fencing: Good Condition
  • Has view: Yes
  • View description: Hills
  • Horses can be raised: Yes

Lot

  • Lot size: 1.30 Acres
  • Features: Corner Lot,Horse Property,Irregular Lot,Landscaped,Sloped Up

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Heat Wave
Earthquake
Landslide
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$138$1,656
Property Taxes $189$2,268
Electricity $398$4,786
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 93644$215
Madera County$583

vs Homes Sold Last Month

Median $/sqft

ZIP 93644$243
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$225,000
2010-10-22Sold$105,000

For Sale by Agent

AgentKelly Salonen
BrokerageYosemite Realty

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