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39964 N Cedar Vista Cir, Oakhurst, CA, 93644

4beds
2baths
2,219sqft
$797,000
$359price/sqft
$5,911/moest. monthly cost
$236,440/yrincome needed

About This Home

Bass lake Custom home in a beautiful forested setting and lovely private outdoor area. All living space is on one level. Great open floor plan offers large kitchen,Breakfast bar, Plenty of cabinets,and counter space, Living room, kitchen and master bedroom open to the back deck that runs the full length of the home. Master suite is exquisite and on opposite end of the home for privacy. Large bedrooms, separate laundry area, large garage is tall enough for your boat and is currently used as a game room. Plenty of parking, minutes to the amenities of the Pines Village and to the lakes edge, yet away from the noised a lovely forested and private setting.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Appliances,Disposal,Dishwasher,Microwave,Refrigerator
  • Laundry features: Inside,Utility Room

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,219
  • Total interior livable area: 2,219 sqft

Kitchen

  • Features: Breakfast Bar
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 070340009

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Spa features: Bath

Lot

  • Lot size: 0.49 Acres
  • Features: Rural,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Winter Weather
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Madera County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,030$48,360
Home Insurance *$513$6,156
Property Taxes $893$10,716
Electricity $475$5,710
Total$5,911$70,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,662/yr
40% on housing$177,330/yr
45% on housing$157,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 93644$209
Madera County$582

vs Homes Sold Last Month

Median $/sqft

ZIP 93644$243
Madera County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$797,000
2019-07-19Sold$514,000
2019-06-05Pending sale$514,000
2019-05-07Price change$514,000
2019-03-30Price change$526,000
2019-01-16Price change$532,000
2018-10-13Price change$549,900
2018-07-01Price change$569,500
2018-03-28Price change$579,500
2017-08-01Listed for sale$585,000
2017-07-09Pending sale$585,000
2017-03-31Listed for sale$585,000
2009-11-18Sold$531,250
2005-06-20Sold$950,000
2001-12-20Sold$49,000

For Sale by Agent

AgentTheresa Wilson
BrokerageStars & Stripes Real Estate

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