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1971 Mitchell Ave, Atwater, CA, 95301

1beds
1baths
576sqft
$240,000
$417price/sqft
$1,909/moest. monthly cost
$76,360/yrincome needed

About This Home

Well-maintained and full of charm, this 1-bedroom, 1-bathroom bungalow offers comfortable living in a cozy setting. The interior features a bright and functional layout with a welcoming living space and a practical kitchen area. The bedroom provides a comfortable retreat, while the bathroom offers convenience and style. Outside, enjoy a private outdoor area ideal for relaxing or spending time outdoors. Perfect for a first-time buyer, downsizer, or investor, this bungalow offers a great combination of comfort, character, and easy living.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
4/10
Atwater High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 001040013000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,262 sqft
  • Features: Lawn

Parking

  • Parking features: Carport,Driveway
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Drought
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$63$756
Property Taxes $235$2,820
Electricity $398$4,786
Total$1,909$22,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,451/yr
40% on housing$57,270/yr
45% on housing$50,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 95301$223
Merced County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 95301$265
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$240,000

For Sale by Agent

AgentCeleste Zupancic
BrokerageHomesmart PV & Associates

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