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1165 Inspiration Point Ct, Merced, CA, 95340

3beds
2baths
1,775sqft
$419,000
$236price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

Welcome to 1165 Inspiration Point in the heart of Oakmont Village, perfectly tucked away on a peaceful cul-de-sac! This charming 3-bedroom, 2-bathroom residence offers 1,775 square feet of well-designed living space. Situated on a generous 6,882 square foot lot, the property exudes curb appeal with its beautifully landscaped front yard and brand-new, composition roof. Step inside to discover an inviting open concept floor plan with high ceilings and natural light creating a sense of spaciousness. The kitchen features a breakfast bar, abundant storage, and a garden window...ideal for growing herbs. It seamlessly opens to the dining area, perfect for entertaining. Retreat to the primary bedroom, a spacious haven complete with an en-suite bathroom and a sliding glass door that leads to the serene backyard. The backyard is a true outdoor oasis, featuring a patio ideal for gatherings and ample space for a garden. Enjoy the convenience of nearby schools, parks, shopping, and restaurants, making this location perfect for families and professionals alike. Don’t miss the opportunity to make this exceptional home yours!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
Merced High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Closet

Bathroom

  • Features: Bathroom Exhaust Fan,Enclosed Toilet,Tile Counters,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),High Ceilings,Tile Counters,Primary Suite
  • Door features: Panel Doors,Sliding Doors
  • Window features: Blinds,Bay Window(s),Double Pane Windows,Garden Window(s),Screens
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Starter,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,775 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 006510037000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Patio & porch: Front Porch,Open,Patio
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Average Condition,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,882 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard,Sprinklers In Rear,Sprinklers In Front,Lawn,Trees,Walkstreet

Parking

  • Total spaces: 4
  • Parking features: Concrete,Door-Single,Driveway,Driveway Up Slope From Street,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$147$1,764
Property Taxes $405$4,860
Electricity $398$4,786
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$450,000
2019-01-23Listing removed$1,425
2018-12-05Price change$1,425
2018-11-01Listed for rent$1,400
2002-03-29Sold$199,000
1999-06-28Sold$135,000
1998-11-25Sold$135,000

For Sale by Agent

AgentMary Camper
BrokerageLondon Properties Ltd - Merced

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