3045 Silver Elm Ct, Merced, CA, 95340
About This Home
Charming Turnkey Home in North Merced! Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,648 sq. ft. of comfortable living space on a peaceful street. The inviting floor plan features a spacious living room with a cozy fireplace, tile flooring throughout, and an abundance of natural light. The kitchen includes tile counters, built-in appliances, and a cheerful breakfast nook—perfect for casual dining. Step outside to a nicely landscaped yard with front and rear sprinklers, a covered patio, and a storage shed—ideal for entertaining or relaxing outdoors, and RV Parking. Located in a desirable North Merced neighborhood near schools, shopping, and parks, this home is move-in ready and waiting for its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1990
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Convection Oven,Dishwasher,Electric Range,Microwave,Water Softener,Water Heater
- Laundry features: Laundry Room
Bathroom
- Features: Tile Counters,Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Area,All Bedrooms Down
- Window features: Blinds
- Flooring: Tile
- Fireplace features: Gas Starter,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total interior livable area: 1,648 sqft
Kitchen
- Features: Tile Counters
Property
Details
- Parcel number: 007071040000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Patio & porch: Concrete,Front Porch,Patio
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 5,655 sqft
- Features: Sprinklers In Rear,Sprinklers In Front,Sprinklers Timer
Parking
- Total spaces: 2
- Parking features: RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $369 | $4,428 |
| Electricity | $398 | $4,786 |
| Total | $2,869 | $34,428 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Price change | $389,000 |
| 2025-12-23 | Listed for sale | $408,000 |
| 2011-09-02 | Sold | $144,500 |
| 2011-06-29 | Listed for sale | $139,900 |
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