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913 W Santa Fe Ave, Merced, CA, 95340

2beds
1baths
720sqft
$279,999
$389price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

PRICE REDUCED....Charming, fully remodeled 2-bedroom, 1-bath home offering 720 square feet of beautifully updated living space on an oversized 7,000 sq ft lot. This home has been remodeled top to bottom and features an open-concept layout filled with abundant natural light. The living and dining areas flow seamlessly, creating a warm and inviting space for everyday living and entertaining. The kitchen features newer updated cabinetry, newer countertops. Enjoy good-sized bedrooms and a fully updated bathroom. The oversized backyard offers ample space for outdoor entertaining, gardening, or potential future expansion. Conveniently located near Applegate Park, schools, shopping, and dining. This move-in ready home is perfect for first-time buyers or investors—schedule your showing today!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

3/10
5/10
4/10
Merced High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 030081010000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: FRONT
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,000 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$98$1,176
Property Taxes $259$3,108
Electricity $398$4,786
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$284,900
2026-04-06Listed for sale$289,900
2025-03-28Sold$289,000
2025-03-07Pending sale$295,000
2024-12-17Listed for sale$295,000
2024-12-13Pending sale$295,000
2024-12-10Listed for sale$295,000
2024-10-29Sold$170,000
2024-10-08Pending sale$199,000
2024-10-03Listed for sale$199,000
2011-12-05Listing removed$725
2011-11-21Price change$725
2011-11-11Listed for rent$750
2009-05-04Sold$50,000
2007-08-10Sold$165,000
2005-04-14Sold$190,000
2004-12-28Sold$152,000
2004-04-29Sold$88,000
1999-07-02Sold$120,000

For Sale by Agent

AgentDavid Maclachlan
BrokerageFirst 1st Choice Realty Group

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